Transaction Science Open Standards Copyright (c) 2026 Transaction Science, Inc. This repository contains three open standards. The Apache License, Version 2.0 at the root applies to: openpay/ — the OpenPay reference payment-acceptance stack. The following subdirectories are licensed differently. See each subdirectory's LICENSE file for the applicable terms: smart-byte/ — Creative Commons Attribution 4.0 International (CC-BY-4.0) eoc/ — Creative Commons Attribution 4.0 International (CC-BY-4.0) The wire format and the right to fork are public. Transaction Science writes the reference implementation and runs the optional hosted services — the protocols themselves are owned by no one. See CHARTER.md for the stewardship pattern that applies to every standard in this repository.