@prefix op:    <https://openpay.transaction.science/vocab/v1#> .
@prefix rdf:   <http://www.w3.org/1999/02/22-rdf-syntax-ns#> .
@prefix rdfs:  <http://www.w3.org/2000/01/rdf-schema#> .
@prefix owl:   <http://www.w3.org/2002/07/owl#> .
@prefix xsd:   <http://www.w3.org/2001/XMLSchema#> .
@prefix dc:    <http://purl.org/dc/terms/> .

<https://openpay.transaction.science/vocab/v1> a owl:Ontology ;
    dc:title "OpenPay vocabulary (v1)" ;
    dc:description "Stable IRIs for the OpenPay payment-acceptance standard: Money, PaymentMethod, Receipt, Refund, Dispute, and the card / A2A / stablecoin rails." ;
    dc:license <https://www.apache.org/licenses/LICENSE-2.0> ;
    owl:versionInfo "1" .

# ─── Top-level classes ───────────────────────────────────────────────

op:Money          a owl:Class ; rdfs:label "Money" ; rdfs:comment "A signed integer in minor units paired with a Currency." .
op:Currency       a owl:Class ; rdfs:label "Currency (ISO 4217)" .
op:PaymentMethod  a owl:Class ; rdfs:label "Payment method" .
op:Receipt        a owl:Class ; rdfs:label "Payment receipt" .
op:Refund         a owl:Class ; rdfs:label "Refund" .
op:Dispute        a owl:Class ; rdfs:label "Dispute / chargeback" .
op:Authorization  a owl:Class ; rdfs:label "Authorization step" .
op:Capture        a owl:Class ; rdfs:label "Capture step" .
op:Void           a owl:Class ; rdfs:label "Void step" .
op:Settlement     a owl:Class ; rdfs:label "Settlement record" .
op:Driver         a owl:Class ; rdfs:label "Rail driver" .
op:Idempotency    a owl:Class ; rdfs:label "Idempotency record" .

op:Rail           a owl:Class ; rdfs:label "Payment rail" .
op:Card           a op:PaymentMethod ; rdfs:label "Card payment method" .
op:A2A            a op:PaymentMethod ; rdfs:label "Account-to-account payment method" .
op:Stablecoin     a op:PaymentMethod ; rdfs:label "Stablecoin payment method" .
op:Wallet         a op:PaymentMethod ; rdfs:label "Wallet-of-record payment method" .
op:EMV            a op:PaymentMethod ; rdfs:label "EMV present-card payment method" .

# Rails
op:FedNow         a op:Rail ; rdfs:label "FedNow (USD instant)" .
op:PIX            a op:Rail ; rdfs:label "PIX (BRL instant)" .
op:SEPAInstant    a op:Rail ; rdfs:label "SEPA Instant Credit Transfer" .
op:USDC           a op:Rail ; rdfs:label "USDC stablecoin" .
op:USDT           a op:Rail ; rdfs:label "USDT stablecoin" .

# Card schemes
op:Scheme         a owl:Class ; rdfs:label "Card scheme" .
op:Visa           a op:Scheme ; rdfs:label "Visa" .
op:Mastercard     a op:Scheme ; rdfs:label "Mastercard" .
op:Amex           a op:Scheme ; rdfs:label "American Express" .
op:Discover       a op:Scheme ; rdfs:label "Discover" .

# Receipt lifecycle states
op:LifecycleStatus a owl:Class ; rdfs:label "Receipt lifecycle status" .
op:Authorized  a op:LifecycleStatus ; rdfs:label "Authorized" .
op:Captured    a op:LifecycleStatus ; rdfs:label "Captured" .
op:Settled     a op:LifecycleStatus ; rdfs:label "Settled" .
op:Refunded    a op:LifecycleStatus ; rdfs:label "Refunded" .
op:Voided      a op:LifecycleStatus ; rdfs:label "Voided" .
op:Disputed    a op:LifecycleStatus ; rdfs:label "Disputed" .
op:Failed      a op:LifecycleStatus ; rdfs:label "Failed" .

# ─── Properties ──────────────────────────────────────────────────────

op:amountMinorUnits a owl:DatatypeProperty ; rdfs:domain op:Money    ; rdfs:range xsd:integer  ; rdfs:label "Amount in minor units (signed)" .
op:currency         a owl:ObjectProperty   ; rdfs:domain op:Money    ; rdfs:range op:Currency  ; rdfs:label "Currency (ISO 4217)" .
op:method           a owl:ObjectProperty   ; rdfs:domain op:Receipt  ; rdfs:range op:PaymentMethod ; rdfs:label "Payment method used" .
op:rail             a owl:ObjectProperty   ; rdfs:domain op:Receipt  ; rdfs:range op:Rail ; rdfs:label "Rail used" .
op:driverId         a owl:DatatypeProperty ; rdfs:range xsd:string   ; rdfs:label "Driver id (stable across deployments)" .
op:idempotencyKey   a owl:DatatypeProperty ; rdfs:range xsd:string   ; rdfs:label "Idempotency key" .
op:authorizedAt     a owl:DatatypeProperty ; rdfs:range xsd:dateTime ; rdfs:label "Authorized at (RFC 3339)" .
op:capturedAt       a owl:DatatypeProperty ; rdfs:range xsd:dateTime ; rdfs:label "Captured at (RFC 3339)" .
op:settledAt        a owl:DatatypeProperty ; rdfs:range xsd:dateTime ; rdfs:label "Settled at (RFC 3339)" .
op:refundedAt       a owl:DatatypeProperty ; rdfs:range xsd:dateTime ; rdfs:label "Refunded at (RFC 3339)" .
op:merchantId       a owl:DatatypeProperty ; rdfs:range xsd:string   ; rdfs:label "Merchant id" .
op:customerId       a owl:DatatypeProperty ; rdfs:range xsd:string   ; rdfs:label "Customer id" .
op:vaultRef         a owl:DatatypeProperty ; rdfs:range xsd:string   ; rdfs:label "Vault reference (PAN never present)" .
op:walletRef        a owl:DatatypeProperty ; rdfs:range xsd:string   ; rdfs:label "Wallet reference" .
op:scheme           a owl:ObjectProperty   ; rdfs:domain op:Card     ; rdfs:range op:Scheme ; rdfs:label "Card scheme" .
op:status           a owl:ObjectProperty   ; rdfs:domain op:Receipt  ; rdfs:range op:LifecycleStatus ; rdfs:label "Lifecycle status" .
op:iso20022Doc      a owl:DatatypeProperty ; rdfs:range xsd:string   ; rdfs:label "ISO 20022 document reference (PACS.008 / PAIN.001 / CAMT.054)" .
op:fraudScore       a owl:DatatypeProperty ; rdfs:range xsd:double   ; rdfs:label "Fraud score (0..1)" .