70ecd6caa0
Transaction Science open standards monorepo. Each subdirectory is a self-contained reference protocol with its own README and licence. - openpay/ Apache-2.0 payment-acceptance stack (Rust, 26 crates) - smart-byte/ CC-BY-4.0 content-addressed value carrier (spec) - eoc/ CC-BY-4.0 energy-optimised compute (spec) The wire format and the right to fork are public. The optional hosted services are the offer; the protocols are not.
83 lines
2.3 KiB
XML
83 lines
2.3 KiB
XML
<?xml version="1.0" encoding="UTF-8"?>
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<!--
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Canonical FedNow pacs.008.001.08 sample vector.
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Synthetic test data. Derived from the message structure documented in
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FedNow Service Operating Procedures v3.2 (June 2025), section 15
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"FedNow ISO 20022 Messages — Customer Credit Transfer (pacs.008)".
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Routing numbers (021000021, 026009593) are real JPMorgan Chase and
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Bank of America numbers used here only because they have valid ABA
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checksums; the account numbers and UETR are entirely synthetic.
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Conformance contract: this XML must round-trip through op-iso20022
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with byte-identical output after the first parse-and-reserialize.
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-->
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<Document xmlns="urn:iso:std:iso:20022:tech:xsd:pacs.008.001.08">
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<FIToFICstmrCdtTrf>
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<GrpHdr>
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<MsgId>20260517021000021000000001</MsgId>
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<CreDtTm>2026-05-17T14:00:00Z</CreDtTm>
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<NbOfTxs>1</NbOfTxs>
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<SttlmInf>
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<SttlmMtd>CLRG</SttlmMtd>
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<ClrSys>
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<Cd>FDN</Cd>
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</ClrSys>
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</SttlmInf>
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</GrpHdr>
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<CdtTrfTxInf>
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<PmtId>
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<InstrId>INSTR-001</InstrId>
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<EndToEndId>E2E-20260517-0001</EndToEndId>
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<UETR>550e8400-e29b-41d4-a716-446655440000</UETR>
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</PmtId>
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<IntrBkSttlmAmt Ccy="USD">100.00</IntrBkSttlmAmt>
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<IntrBkSttlmDt>2026-05-17</IntrBkSttlmDt>
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<ChrgBr>SLEV</ChrgBr>
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<Dbtr>
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<Nm>Alice Buyer</Nm>
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</Dbtr>
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<DbtrAcct>
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<Id>
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<Othr>
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<Id>1234567890</Id>
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</Othr>
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</Id>
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</DbtrAcct>
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<DbtrAgt>
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<FinInstnId>
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<ClrSysMmbId>
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<ClrSysId>
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<Cd>USABA</Cd>
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</ClrSysId>
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<MmbId>021000021</MmbId>
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</ClrSysMmbId>
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</FinInstnId>
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</DbtrAgt>
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<CdtrAgt>
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<FinInstnId>
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<ClrSysMmbId>
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<ClrSysId>
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<Cd>USABA</Cd>
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</ClrSysId>
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<MmbId>026009593</MmbId>
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</ClrSysMmbId>
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</FinInstnId>
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</CdtrAgt>
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<Cdtr>
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<Nm>Bob Seller</Nm>
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</Cdtr>
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<CdtrAcct>
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<Id>
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<Othr>
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<Id>0987654321</Id>
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</Othr>
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</Id>
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</CdtrAcct>
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<RmtInf>
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<Ustrd>Invoice 2026-0001 payment</Ustrd>
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</RmtInf>
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</CdtTrfTxInf>
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</FIToFICstmrCdtTrf>
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</Document>
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