70ecd6caa0
Transaction Science open standards monorepo. Each subdirectory is a self-contained reference protocol with its own README and licence. - openpay/ Apache-2.0 payment-acceptance stack (Rust, 26 crates) - smart-byte/ CC-BY-4.0 content-addressed value carrier (spec) - eoc/ CC-BY-4.0 energy-optimised compute (spec) The wire format and the right to fork are public. The optional hosted services are the offer; the protocols are not.
57 lines
2.2 KiB
XML
57 lines
2.2 KiB
XML
<?xml version="1.0" encoding="UTF-8"?>
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<!--
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Conformance vector: FedNow pacs.008.001.08 outbound credit transfer.
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Source profile: FedNow ISO 20022 Implementation Guide as published via
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the FedNow MyStandards portal at frbservices.org. This is the body
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shape that goes into the MQ payload; the BAH (head.001) travels in MQ
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headers separately.
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Verified scheme rules encoded in this vector:
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- Document namespace: urn:iso:std:iso:20022:tech:xsd:pacs.008.001.08
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- NbOfTxs = 1 (single-transaction message)
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- SttlmInf.SttlmMtd = CLRG (clearing through FedNow)
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- ChrgBr = SLEV (charge bearer: shared, sender pays sender's charges)
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- ClrSysId.Cd = USABA for both agents (FedNow uses ABA RTNs)
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- UETR present and lowercase hyphenated UUID v4
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-->
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<Document xmlns="urn:iso:std:iso:20022:tech:xsd:pacs.008.001.08">
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<FIToFICstmrCdtTrf>
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<GrpHdr>
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<MsgId>FEDNOW20260517100000001</MsgId>
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<CreDtTm>2026-05-17T10:00:00Z</CreDtTm>
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<NbOfTxs>1</NbOfTxs>
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<SttlmInf><SttlmMtd>CLRG</SttlmMtd></SttlmInf>
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</GrpHdr>
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<CdtTrfTxInf>
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<PmtId>
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<InstrId>INV4242</InstrId>
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<EndToEndId>INV4242</EndToEndId>
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<UETR>12a345b6-7c89-4d01-23e4-567890abcdef</UETR>
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</PmtId>
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<IntrBkSttlmAmt Ccy="USD">123.45</IntrBkSttlmAmt>
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<ChrgBr>SLEV</ChrgBr>
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<InstgAgt><FinInstnId><ClrSysMmbId>
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<ClrSysId><Cd>USABA</Cd></ClrSysId>
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<MmbId>021000021</MmbId>
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</ClrSysMmbId></FinInstnId></InstgAgt>
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<InstdAgt><FinInstnId><ClrSysMmbId>
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<ClrSysId><Cd>USABA</Cd></ClrSysId>
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<MmbId>026009593</MmbId>
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</ClrSysMmbId></FinInstnId></InstdAgt>
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<Dbtr><Nm>Alice Sender</Nm></Dbtr>
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<DbtrAcct><Id><Othr><Id>1234567890</Id></Othr></Id></DbtrAcct>
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<DbtrAgt><FinInstnId><ClrSysMmbId>
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<ClrSysId><Cd>USABA</Cd></ClrSysId>
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<MmbId>021000021</MmbId>
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</ClrSysMmbId></FinInstnId></DbtrAgt>
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<CdtrAgt><FinInstnId><ClrSysMmbId>
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<ClrSysId><Cd>USABA</Cd></ClrSysId>
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<MmbId>026009593</MmbId>
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</ClrSysMmbId></FinInstnId></CdtrAgt>
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<Cdtr><Nm>Bob Recipient</Nm></Cdtr>
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<CdtrAcct><Id><Othr><Id>9876543210</Id></Othr></Id></CdtrAcct>
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<RmtInf><Ustrd>Invoice 4242</Ustrd></RmtInf>
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</CdtTrfTxInf>
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</FIToFICstmrCdtTrf>
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</Document>
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