70ecd6caa0
Transaction Science open standards monorepo. Each subdirectory is a self-contained reference protocol with its own README and licence. - openpay/ Apache-2.0 payment-acceptance stack (Rust, 26 crates) - smart-byte/ CC-BY-4.0 content-addressed value carrier (spec) - eoc/ CC-BY-4.0 energy-optimised compute (spec) The wire format and the right to fork are public. The optional hosted services are the offer; the protocols are not.
47 lines
1.9 KiB
XML
47 lines
1.9 KiB
XML
<?xml version="1.0" encoding="UTF-8"?>
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<!--
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Conformance vector: SEPA SCT Inst pacs.008.001.08 outbound credit
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transfer for RT1 / TIPS submission.
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Verified scheme rules per EPC SCT Inst Interbank Implementation Guide
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2019 v1.0 and TIPS UDFS:
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- Document namespace: urn:iso:std:iso:20022:tech:xsd:pacs.008.001.08
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- NbOfTxs = 1 (RT1 / TIPS reject bulk pacs.008 - single tx only)
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- SttlmInf.SttlmMtd = CLRG (mandatory for RT1; TIPS accepts CLRG or INGA)
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- LclInstrm.Cd = INST (MANDATORY — this is what makes it SCT Inst)
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- SvcLvl.Cd = SEPA (mandatory)
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- ChrgBr = SLEV (only allowed value in SCT Inst)
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- Currency = EUR (only allowed)
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- Agents identified by BICFI (not ClrSysMmbId)
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- Accounts identified by IBAN (not Othr/Id)
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- UETR present, lowercase hyphenated UUID v4
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-->
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<Document xmlns="urn:iso:std:iso:20022:tech:xsd:pacs.008.001.08">
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<FIToFICstmrCdtTrf>
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<GrpHdr>
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<MsgId>SEPA20260517100000001</MsgId>
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<CreDtTm>2026-05-17T10:00:00Z</CreDtTm>
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<NbOfTxs>1</NbOfTxs>
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<SttlmInf><SttlmMtd>CLRG</SttlmMtd></SttlmInf>
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<InstgAgt><FinInstnId><BICFI>DEUTDEFFXXX</BICFI></FinInstnId></InstgAgt>
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</GrpHdr>
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<CdtTrfTxInf>
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<PmtId>
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<InstrId>RECH4242</InstrId>
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<EndToEndId>RECH4242</EndToEndId>
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<UETR>12a345b6-7c89-4d01-23e4-567890abcdef</UETR>
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</PmtId>
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<PmtTpInf><LclInstrm><Cd>INST</Cd></LclInstrm><SvcLvl><Cd>SEPA</Cd></SvcLvl></PmtTpInf>
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<IntrBkSttlmAmt Ccy="EUR">25.00</IntrBkSttlmAmt>
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<ChrgBr>SLEV</ChrgBr>
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<Dbtr><Nm>Hans Mueller</Nm></Dbtr>
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<DbtrAcct><Id><IBAN>DE89370400440532013000</IBAN></Id></DbtrAcct>
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<DbtrAgt><FinInstnId><BICFI>DEUTDEFFXXX</BICFI></FinInstnId></DbtrAgt>
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<CdtrAgt><FinInstnId><BICFI>BNPAFRPPXXX</BICFI></FinInstnId></CdtrAgt>
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<Cdtr><Nm>Marie Dupont</Nm></Cdtr>
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<CdtrAcct><Id><IBAN>FR1420041010050500013M02606</IBAN></Id></CdtrAcct>
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<RmtInf><Ustrd>Rechnung 4242</Ustrd></RmtInf>
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</CdtTrfTxInf>
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</FIToFICstmrCdtTrf>
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</Document>
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