open-standards/openpay/crates/op-payouts/tests/sepa_inst_payout.rs
Transaction Science 7ef14c2ea9 ingest wave B: 3 crates · op-payouts + smart-byte-nostr + eoc-streaming
OpenPay (1 crate, 2174 LOC, 14 tests)
  op-payouts          Multi-rail payout engine. Visa Direct, Mastercard Send,
                      ACH credits (NACHA), Fedwire + SWIFT MT103 + ISO 20022
                      pacs.008, SEPA SCT + SCT Inst (mod-97 IBAN), UK FPS,
                      FedNow, RTP, PayPal, Wise. Crypto: USDC/USDT on
                      ETH/Polygon/Base/Solana + BTC + Lightning with real
                      ERC-20 transfer(address,uint256) calldata. Offline-pure
                      drivers (emit wire payloads — operators transmit).

Smart Byte (1 crate, 2605 LOC, 38 tests)
  smart-byte-nostr    Nostr adapter. NIP-01 canonical event id + BIP-340
                      Schnorr sign/verify; from-scratch bech32 + NIP-19 TLV
                      (npub/nsec/note/nprofile/nevent/nrelay); NIP-04 legacy
                      AES-256-CBC DMs; NIP-44 v2 HKDF-SHA256→ChaCha20+HMAC
                      with bucketed padding; NIP-17 gift-wrap (kind 1059) +
                      seal (kind 13) + rumor (kind 14); NIP-05/11/13/26/65.
                      Relay client message vocabulary (REQ/EVENT/CLOSE/AUTH/
                      EOSE/OK/NOTICE/CLOSED) + in-memory router.

EOC (1 crate, 2024 LOC, 30 tests)
  eoc-streaming       Token-by-token + tool-call streaming primitives.
                      SSE framing (data: lines); Anthropic event mapper
                      (message_start/content_block_*/message_delta/stop/ping);
                      OpenAI delta mapper; Vercel AI SDK mapper. Bounded-channel
                      backpressure with watermarks; CancelToken propagation;
                      Last-Event-ID resumable streams; per-stream joule meter.

Co-Authored-By: Claude Opus 4.7 <[email protected]>
2026-05-24 13:39:09 -04:00

61 lines
2 KiB
Rust

//! Integration: SEPA Instant payout produces pacs.008 XML.
use op_core::{Currency, Money};
use op_payouts::sepa::SepaDriver;
use op_payouts::{
Beneficiary, BeneficiaryAccount, Error, FundingSource, Payout, PayoutMethod, PayoutRequest,
PayoutStatus,
};
fn driver() -> SepaDriver {
SepaDriver {
sender_bic: "AAAADEFFXXX".to_string(),
sender_name: "Acme GmbH".to_string(),
sender_iban: "DE89370400440532013000".to_string(),
}
}
fn req() -> PayoutRequest {
PayoutRequest {
idempotency_key: "22222222-2222-4222-8222-222222222222".to_string(),
method: PayoutMethod::SepaSctInst,
amount: Money::from_minor(50_000, Currency::EUR), // EUR 500.00
beneficiary: Beneficiary {
name: "Jean Dupont".to_string(),
address: None,
account: BeneficiaryAccount::Iban("FR1420041010050500013M02606".to_string()),
kyc_ref: None,
},
funding: FundingSource::Prefunded {
account_ref: "tips-balance".to_string(),
},
memo: Some("invoice 42".to_string()),
}
}
#[test]
fn sepa_inst_produces_pacs008_xml() {
let res = driver().submit(&req()).expect("offline build");
assert_eq!(res.status, PayoutStatus::PreparedOffline);
let xml = String::from_utf8(res.wire_payload.expect("payload")).expect("utf8");
assert!(xml.contains("urn:iso:std:iso:20022:tech:xsd:pacs.008.001.08"));
assert!(xml.contains("<IBAN>FR1420041010050500013M02606</IBAN>"));
assert!(xml.contains("Ccy=\"EUR\""));
assert!(xml.contains("500.00"));
}
#[test]
fn sepa_inst_rejects_non_eur() {
let mut r = req();
r.amount = Money::from_minor(50_000, Currency::USD);
let err = driver().submit(&r).unwrap_err();
assert!(matches!(err, Error::LimitViolation { rail: "sepa", .. }));
}
#[test]
fn sepa_inst_enforces_100k_cap() {
let mut r = req();
r.amount = Money::from_minor(100_001 * 100, Currency::EUR);
let err = driver().submit(&r).unwrap_err();
assert!(matches!(err, Error::LimitViolation { rail: "sepa", .. }));
}